The state of the fixed-income market can also potentially impact portfolio performance. Bond prices commonly fall when interest rates rise, which presents a short-term concern for an investor. If a bond is held to maturity, […]
How global returns and proper diversification are affecting overall returns. […]
From time to time, it is a good idea to review how your portfolio assets are allocated – how they are divided among asset classes. Target asset allocations should reflect your tolerance for risk. Over […]
Corporations are transferring pension liabilities to third parties. Where does this leave retirees? Maybe you just like the way things are going. You may not want the responsibility that goes with reinvesting a huge sum […]
Corporations are transferring pension liabilities to third parties. Where does this leave retirees? A new term has made its way into today’s financial jargon: de-risking. Anyone with assets in an old-school pension plan should know […]
What is a 1099 form? This is a record of payment from an individual or entity, showing a payment, generated for your records. The individual/entity sends a copy to both the payee as well as […]
A deduction intended for pass-through business owners Many households, businesses, and other organizations are arranging their documents for the coming tax season. The changes to the tax code have inspired a great deal of discussion, […]
As you reduce your liabilities, embrace the behaviors that may improve your balance sheet. Paying off a major debt produces a sense of relief. You can celebrate a financial milestone; you can “pay yourself first” […]
A look at how variable rates of return do (and do not) impact investors over time What exactly is the “sequence of returns?” The phrase simply describes the yearly variation in an investment portfolio’s rate […]
Now is the time to explore the possibilities. Grandparents Day provides a reminder of the bond between grandparents and grandchildren and the importance of family legacies. A family legacy can have multiple aspects. It can […]
We all know the value of a good credit score. Sometimes, though, life throws us a financial curve and that score declines. What steps can we take to repair it? Reduce your credit utilization ratio […]
How can you cover your child’s future college costs? Saving early (and often) may be the key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states […]
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